Health Insurance 
When protecting your family and yourself is a priority, health insurance isn’t optional’ it’s an essential part of your financial plan. Don’t settle for less than the optimum blend of broad coverage and great coverage.
Individual Health Insurance
There are essentially two kinds of health insurance -- Fee-for-Service and Managed Care. Although these plans differ, they both cover an array of medical, surgical and hospital expenses. Most cover prescription drugs and some also offer dental coverage.
Disability Insurance
Disability insurance pays an insured person an income when that person is unable to work because of an accident or illness.
Long Term Care
Because of old age, mental or physical illness, or injury, some people find themselves in need of help with eating, bathing, dressing, and other physical activities.
Medicare Supplements
A Medigap policy is health insurance sold by private insurance companies to fill the “gaps” in Original Medicare Plan coverage. Medigap policies help pay some of the health care costs that the Original Medicare Plan doesn’t cover.
If your employer gives you a choice of plans or you need to purchase your own coverage, it is crucial that you understand your health insurance choices and pick the insurance that is best for you and your family.
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