Motor Cycle Insurance 
If you're looking for a motorcycle insurance rate tailored as much for you as your bike is, you have came to the right place.
Many factors can play a role in determining what your insurance costs will be, such as being a graduate of a rider-training course, your age, your driving record, where you live and the type of motorcycle you own.
- Many companies offer discounts from 10 to 15 percent on motorcycle insurance for graduates of training courses, such as the Motorcycle Safety Foundation (MSF) rider course. Riders under the age of 25, usually considered a higher risk, may see some savings by taking this course. It’s also a good idea for cyclists who have already had accidents.
- Maintaining a good driving record with no violations will also help reduce your premiums.
- In Michigan, riders may save money by buying a "lay-up" policy. With a lay-up policy, all coverage except comprehensive is suspended during winter months.
- Keep in mind that the type, style (such as a sports bike vs. a cruiser), age of the motorcycle, number of miles you drive a year and where you store your bike may also affect how much you pay for your premium.
Our seasoned agents will discuss with you Multi-bike discounts for those insuring more than one bike; organization discounts, if you’re a member of a motorcycle association; and mature rider discounts for experienced riders. Discounts can range anywhere from 10% to 20%, depending on the company and your state. Availability and qualifications for discounts vary from company to company.
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